Protection for Your Home When the Waters Rise.

Black house sinking in water, flood icon.
Flooded suburban homes. Brown brick, dark roof, water reflecting buildings and sky.

Understanding Flood Insurance Coverage

Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.


The Federal Emergency Management Agency's (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.

Want to see how much we can save you?

Flood

CT3 Insurance Group offers free, comparative quotes on Flood Insurance from multiple insurance carriers so you can get the best possible rate. Just request a quote to find out.

Erie Insurance logo with a blue illustration of a building inside a blue square, with the words "Erie Insurance".
Logo of Northwest Farmers Mutual Insurance Company. Compass icon with text.
Travelers logo: Black "TRAVELERS" text with a red umbrella icon on white background.
Safeco Insurance logo with black and white graphic, text "Safeco Insurance." Below, "A Liberty Mutual Company."